Q: Do you have payment plans?
A: Many people believe they need to pay the full cost of a bail bond up front, in full, in order to get their friend or family member out of jail. This is not always the case. Most bail bonds companies are able to work with their clients to offer flexible, creative payment plans that work within their budget. Some even offer zero-percent bail bonds financing.
There are a number of factors that play into whether someone is eligible to take a payment plan. The bondsman you’re working with will likely ask you several questions about your credit, whether you’re employed and what you would be able to pay monthly. Perfect credit is not needed in order to qualify for a payment plan, although it’s preferred to have a co-signer who has a history of credit and who uses it responsibly.
You will want to be realistic when you’re speaking with the bondsman about what you can afford as a monthly payment. If you can only afford $200 you shouldn’t commit to paying $500.
If you do move forward with a payment plan, you should keep in mind that you will still be responsible for paying for the bond even if the defendant’s case is dropped or it is fully resolved in court.
If you need help with the cost of bail in San Diego, Adelante Bail Bonds is here with flexible and creative solutions. We do not have a minimum required down payment or monthly payment. We work with each client on an individualized plan.
Other bail companies may use the “bait & switch” tactic by offering “5% bail“, but when you sign on the bottom line, you are actually agreeing to a payment plan. They figure once you’re in their office, you’ll assume this is the way it must be done. This may not be illegal, but it certainly is unscrupulous.
When you call Adelante Bail Bonds of San Diego at 619-785-3077, a bondsman is available to answer all of your questions.